How To Guarantee Profit from William Hill Accumulator with Lay All Spreadsheet

William Hill Accumulator Insurance

Estimated Reading Time: 20 minutes

Do You Make Money from William Hill Accumulator? If You Lay Acca Betting , How? Lay Sequentially? Have You Ever Lost Money By Failing To Do Every Sequential Lay? No Longer Such Mistake!! Our Lay All Accumulator Spreadsheet will Solve All The Problems.

No More “OMG, I Forgot To Lay” in William Hill Accumulator.

We Show You How To Lock-In William Hill Accumulator Insurance Profit Without Laying 1 By 1. You Can Use Lay All Spreadsheet – You Can Finish All Lays At Start!!

Advantage Gambling

We Don’t Count On By Chance But Make the Best Use of Mathematical Advantage Over Bookmakers Derived From Their ACCA Insurance Offers. How? We Employ Matched Betting TechniqueMatched Betting Instructions , which is one of the so called Advantage Gambling or Plays. We Have Many Customized Tools To Rake Cash Risk-Free or Lock-In Profit from ACCA Insurance Offers. As Long As You Follow Our Guides (All Are Free), Honestly Speaking, You Can Earn Well Over £5,000 during 2017 -18 Footy Season Only From ACCA Insurance Offers I list in the separate document (see the details later).

This is one of the series of my posts demonstrating How You Can Lock-In Profit Accumulator Insurance under Different Scenarios. We Play Around  ACCA Insurance Spreadsheet based on the Real Bookmakers’ Offers and we use William Hill Accumulator Insurance, a.k.a. ACCA Five.

Our Underlying Method – Matched Betting

As said at the beginning, our underlying technique to lock-in profit is Matched Betting. Anybody who are familiar with the matched betting, please skip this section.

For those who are not familiar with the matched betting at all, firstly suggest take a look at Matched Betting For Dummies – 9 Essential Things You Should Know Before Staking Any Real Money;Matched Betting For Dummies - 9 Essential Things You Should Know Before Staking Any Real Money, where you will find every basic about the matched betting.

Here, I’ll briefly explain how it works by using William Hill Welcome Bonus. In fact, you can lock-in Profit at the time you open the account. William Hill offers to new players “Bet £10 Get £30 (3 x £10) Free Bets”WH Sports Sign-Up Page

What we do are;

  • 2 transactions of Back (bet on win) £10 on Team or Player A at William Hill & Lay (bet on NOT win) appropriate £ (stake can be calculated by free software) on the same Team or Player A at Betting Exchange like Betfair so that you cover all outcomes.
  • Regardless of the outcome, your losing & winning will cancel out each other. In the real practice, usually, 2 bets are not perfectly offset due to the odds difference & exchange commission. Therefore you make a small loss called Qualifying Loss.Free Matched Bet Starting Guide (2) – How To Sign-Up & Place Qualifying Bet
  • But now, you get £30 (£10 x 3) Free Bets. You repeat the exact same process but using the free bet for the back bet at William Hill. Then, this time free bet value (minus qualifying loss) will become your net profit.
  • You may be able to extract around £22-25 pure profit from this offer.
  • Success factor is how to minimize the qualifying loss by selecting the player whose odds gap (between William Hill & Betfair) is the narrowest. You can use Free Odds Matcher to locate such opportunities. For the detail step-by-step process, take a look at Free Matched Bet Starting Guide (2) – How To Sign-Up & Place Qualifying Bet. We use this William Hill sign-up bonus as an example in this instruction.

Betting Exchange

As you see in the above process, betting exchange is essential for matched betting. Therefore, it’s critical to adopt the right approach toward the betting exchanges from the beginning, which will affect your long-term profit. Suggest you take a look at Bet Exchange – How To Sign-Up & Lock-In Profit Wisely With Best Offersbet exchange, sign up strategies feature image, where you find the Smart Tactics on How To Use Which Bet Exchange in Which Occasion with spoon-fed like instructions.

We recommend SMarkets as a Core Betting Exchange for matched betting. Not Betfair, Why? Also show how important Matchbook is. Please go to the above document that explains the full rationale & comprehensive strategies to make the best use of all 4 key betting exchanges.

Anyhow, for those who have not opened SMarkets or not even a single bet exchange account, I prepared a step-by-step guide for your quick start. You can effortlessly extract cash from its sign-up bonus of £10 Risk-Free Bet. Actually, this is one of the easiest offers to lock-in profit in the industry. Please click “+” mark to open the instruction;

SMarkets Sign-Up Process with Screenshots

Please follow the below process, which takes less than 10 minutes to complete;

Update & Confirm T&C (Terms & Conditions)

  • Firstly, Go To SMarkets Front Page confirming the availability of £10 Risk Free Sign-Up Promotion

Bet Exchange SMarkets Offer Check

  • Read welcome bonus T&C. I know it’s a boring stuff but never try to save time by skipping it to avoid any unpleasant future surprise;
Bet Exchange SMarkets Bonus T&C
Click To Enlarge

Simple Sign-Up By Filling Information

  • After confirming the availability of the offer & reading the T&C,  click “Start Trading”

Bet Exchange SMarkets Signup Front Page

  • Fill-in the required information related to Account, Personal Information & Deposit;

Bet Exchange SMarkets Signup Account Page

A Few Key Points

  • For the deposit method, suggest use Visa Debit card if possible. Because depositing by Mastercard or credit card incur a 2.5% deposit fee, bank transfer takes a few days. Importantly, Skrill & Neteller deposits are not eligible for the £10 bonus.
  • Account Verification. You will receive the below e-mail to verify account. Suggest you do it as quickly as possible to prevent any future transaction delay;
    Bet Exchange SMarkets ID Verification
    Click To Enlarge
  • That’s it. You’re now ready to place lay bets to construct matched betting once you sign-up the bookmakers.
  • If you are not familiar with how to start matched betting, see how to place qualifying bet.

How To Extract Cash From The Offer?

As said, SMarkets signup offer is probably the easiest one. Because you don’t have to do anything. SMarkets will refund your first £10 loss. Yes, even you win thousands of £ before you lose £10, SMarkets will refund that first £10 loss. So, just keep doing the matched betting, and whenever you lose £10 for the first time in SMarkets, you will be refunded, and as you’re aware it’s your profit.

Some Good News

  • Very simple, isn’t it? SMarkets & all other bet exchanges I list in the betting exchange guide are fully licensed & regulated by UK gambling commission. And they all register in IBAS – Independent Betting Adjudication Service, thus you can let IBAS resolve when you face any problem with them.
  • Remember, any income from the matched betting are Tax Free in the UK / Ireland as long as it is not considered as your main source of income.

What Is So Special Of Lay ALL?

Usually, when we lay multiples, we lay sequentially, means we don’t lay off the next match until we know the result of the current match. If the current match loses, we stop laying by hoping this is the only loss and get refund from the ACCA Insurance. Or change into Lock-In mode to start laying the refund.

However, what I’m sharing in this post is to lay all the legs at the same time at the start. This in fact allows you to save time & lock-in profit at the outset.

Besides, since you don’t need to care for any duplication of the matches, lay all method can be used for the Accumulator Insurance that requires the matches occurring at the same time.

If You Need Basic Guidance;

Before moving into the subject, just in case you’re not familiar with ACCA (Accumulator Bets) or ACCA Insurance, Click + to open the information about them;

ACCA Basics
new to multiple bets, click to viewor, you understand, click to viewand more to know, click to view
or, you understand Multiples & how to lay it to make matched betting, How To Lock In Profit From Multiples Offer / ACCA Insurance; Special Report by GEMACCA Insurance Bonus Extraction(This information is “Member Only”, thus please register by just filling-in your name & email (that’s it) to get Password to access to the document. You can use the password for all the other Member Only pages. All of them are very valuable instructions. )

Which Offer Are We Talking About? It’s William Hill Accumulator Insurance – ACCA Five

William Hill Accumulator Insurance – ACCA Five

It used to be the best ACCA Insurance offer claiming “Place an accumulator of 5 or more selections on the listed sports and markets, and if just one of your selections loses, we’ll refund your stake as a free bet.”William Hill ACCA Five InsuranceLooks it’s a typical Accumulator Insurance though why is it better than other bookies’ ACCA Insurance? Mainly 3 points; William Hill started new requirement from new football season in 2017-2018 as noted below;

  • You can select the events from any sports category including horse racing, which makes your choices much easier than the other offers that usually restrict into 1 category such as Football, Tennis or NFL etc.
  • Although there is an odds restriction for each selection (at least 1.2<), it doesn’t apply to major football events. Now 1.2< applies to major football matches as well, means every selection should be 1.2<.
  • The maximum refund is up to £50 while many others up to £20 – 25. Now the max is down to £20.

So, yet it’s still a very good offer because you can chose from any sports event though unfortunately, it decreases the attractiveness a bit. Never mind, you can also explore the abundant offers key UK / Ireland Bookmakers provide. On-going Accumulator Bet Insurance, please see 2017-18 List Of The Best ACCA Insurance Offers By Key Bookmakers;List Of Best ACCA Insurance Offers By Key Bookmakers

Lay All – Search Condition

In order to make decent profit from the lay all method, the odds of each leg is required to very short. As a guideline, you need to select 1.3 > odds for all the matches. Ideally less than 1.2 as shown in the next Specific Process example.

As long as we observe, every soft bookie try to reduce the opportunity to make matched betting for ACCA Insurance. Therefore, they have changed the requirements as William Hill. Another example is Ladbrokes 5 Team ACCA Insurance T&C. They used to set no minimum odds for each leg, but changed to 1.1< with 4< for the accumulated odds. This means, assuming you do 5 fold ACCA, the each leg requires average 1.32 odds. Not impossible, but quite tough for making good profit under Lay All method.Ladbrokes Acca Insurance

Having said, when you use Lay All method, carefully select the bookie’s offer that accepts matches of 1.3< for each leg like William Hill ACCA Five.

Specific Process

Search Matches

Based on the basic tactics of Accumulator Matched Betting guide, I selected narrower (between William Hill & Exchange) & shorter (strong favorite) odds as much as possible like the Arsenal match found in the free odds-matcher shown below;

Lay All ACCA Spreadsheet
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I quickly check if the odds found are still available both in William Hill and Exchange, the confirmation of SMarket’s odds is as below;

Lay All ACCA Spreadsheet
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Since, I don’t have to care for any overlapping of the matches (overlapping in the sense that the matches are occurring at the same time), I see many matches. The toughest thing is finding very short odds that requires to guarantee profit. I’ll elaborate on this point later.

Lay All Spreadsheet Data Entry

After finding 5 appropriate matches, I entered the basic data, namely each match’s date, teams, back & lay odds into Lay All Spreadsheet to calculate my ACCA Lay Off stakes and Profit/Loss. It looks as below image;

Lay All ACCA Spreadsheet
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I bet £50 as the maximum refund of William Hill Accumulator Insurance Five offer. The total Accumulator odds is 1.936 pointed by green arrow, which is short enough. I activated Bonus section (highlighted by blue) to let the sheet take the refund into account from the beginning since I lay everything at the same time at start. Then the sheet shows the stake I need to lay off each leg in the Stake Ideal column.

Lay All Spreadsheet Predicted Profit or Loss

The predicted P/L (Profit & Loss) based on the current odds are shown in the box at the right end of the sheet. If I lay off all the ideal lay stake as I show the box of Actual Stake highlighted by Pink in the previous image, I will SECURE Minimum £5.90 seen in the below image. So we already lock-in this profit by laying off all the 5 matches like this. The expected profit range is between £5.90 (when I lose 1 leg) and £193.18 (when I lose all 5 legs).

Lay All ACCA Spreadsheet
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Lay All Spreadsheet Probability of Outcome

Just below the main data entry table, there is a chart showing the probability of each outcome, which gives you the % chance of each outcome thus each profit. So, all Win & 1 Loss combined accounts 86.71% that brings £5.90 – 91  profit. Although big return of 3 over legs lose (£79.54 at 3 loss , £136.36 at 4 loss & £193.18 at 5 loss) are the Jackpot world though £22.72 at 2 leg loss could be hit. You would agree that securing £5,90 by hoping £22.72 as well as dreaming £193.18 is not bad bed.

Lay All ACCA Spreadsheet
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William Hill Accumulator Insurance Final Result

What was the actual result? It hit the 48.99 probability, means All Won, as shown in my William Hill account;

Lay All ACCA Spreadsheet
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When you place “W” in the right end column of the entry sheet as below;

Lay All ACCA Spreadsheet
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The Profit / Loss Table shows the final result as shown at the bottom in the below image (just confirmation);

Lay All ACCA Spreadsheet
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Benefits Of Lay All Approach

Allow me to remind you that how we profit from ACCA Insurance with normal lay sequentially method is by laying the selections off one by one (therefore it is called lay sequentially) for a small loss until we hit a loser. Then hope that we just have the 1 loser to get the free bet refund. Remember you should keep laying until you hit the first loser. If you didn’t lay the 1st loser, you would lose not only your stake but also all the previous liabilities because you don’t receive the lay winnings from the 1st loser which cover all the cumulative liabilities. Just forgetting to lay 1 leg, it could lead to a big loss. So, it’s the biggest risk for the standard lay sequentially. But we don’t have to worry about that risk because we lay everything at the beginning

So, with Lay All At Start method, we can;

  • Save our time greatly
  • Avoid the risk of forgetting to lay
  • Secure the profit at the outset.


It’s very important to avoid loss in any outcome because it’s often the case that probabilities of the outcome with positive return is slim although the amount is usually big. There are a few prerequisites to secure profits. In case of 5 fold Accumulator bet, you will need;

  • The total combined back odds of the accumulator, before any winning boosts are added, should be less than 4.0.
  • ALL 5 selections to be under 1.30. You can be a bit flexible with your selections such as 1.25/1.28, 1.20/1.23, 1.38/1.40, 1.27/1.30, 1.35/1.41 but ensure the total acca odds won’t exceed 4.0.
  • ALL 5 selections to be very good/close matches between the back and lay odds. The closer they are the lower your loss will be, then you will make more overall profit.

When it comes to the ACCA Insurance Guidance & ACCA Insurance Lay Spreadsheet Calculator, see the below sections;

Specific Instruction On ACCA Insurance Lay Sequentially Spreadsheet

Just in case you’re new to ACCA Insurance bet,

ACCA Spread Sheets Lay Calculator

We separately prepare the Tutorial for the Lock-In Profit Calculators – we have 3 modes of Spread sheets of;

  • Basic Mode – Lay Sequentially
  • Lock-In Profit Mode – Lay Refund
  • Simultaneous Mode – Lay All At Start (this is the spreadsheet I used in the above William Hill example)

You can download all the 3 mode spreadsheets and follow the step-by-step tutorials for each spreadsheet to guarantee profit with risk free. Go ACCA Insurance Lock-In Profit Spreadsheet Tutorial Special Report by GEM (you can use the same password you obtained in the above report for this document as well)ACCA Insurance Spread Sheet, real time script GEM's matched betting,


Earning Potential

You can place William Hill Accumulator Insurance bet every day, it’s up to you which method you take, actually it fully depends on the each opportunity & odds. The important thing is once you get used to how to do it, it takes only a few minutes to construct & follow-up. Major bookmakers offer the ACCA Insurance and your expected earnings from this offer would be probably more than you imagine.

You may want to take a look at my post of “How To Earn £5,000 Risk-Free from William Hill ACCA Insurance & Bet365”;William Hill How To Lock-In Profit, which gives good insight on the possible earnings.

Back A Winner Acca Offer

Incidentally, Acca Insurance is the insurance for losing bet. On the other hand, you can also find many Acca offers for winning bet, which are Enhanced Odds, Price Boost or Bonus. I include a few of these offers in the above Acca Insurance List, which will increase your earning potential. You can lock-in profits from these offers, please take a look at 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock-In ProfitEnhanced Accumulators, Featured Image

Sports Betting is No Longer Gambling and You CAN Get Fast Extra Money On The Side. Make Real Cash Seriously, which will generate enough Extra Money for you to enjoy the best city breaks with your family while paying off all the daily expenses WITHOUT FAIL.

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Good Luck On Your Extra Money Journey!!

Joshua Walker, Publisher of GEM (Global Extra Money)
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