2019 – 2020 Best Acca Insurance Offers List

lList of best acca insurance offers by key bookmakers

Estimated Reading Time: 29 minutes

Find the best Acca Insurance Offers & Acca Boost to lock-in profits by matched betting!!

In this guide, we cover the following 2 key topics;

  • List of Acca Promotions including both Acca Insurance & Boost 
  • Specific Strategies to extract cash from the offers reliably & consistently

The “Show” box underneath displays Full Contents & Jump Links for your convenience.

What’s Acca Insurance?

Acca Insurance is the bookmaker’s refund when your accumulator lets you down by just one leg, such as below acca insurance Paddy Power;paddy power acca insurance all sports

Acca Insurance Offers List 

List Explanation

As shown, the typical Acca Insurance offer is “Get Money Back If Only 1 team Let You Down" but the each promotion provides you with unique requirements. So, our Acca Insurance Offer list includes the following info;

  • Summary – It mainly referred from the bookie’s Claim or T&C and gives you an overall picture including the markets you can select & bet
  • No. of Legs – Ranges from Treble Up, the most popular condition is at least 5 Fold
  • Minimum Odds – Be careful there are 3 types, Just ACCA Total Odds such as over 4.0 / Each Leg’s Odds like at least 1.2 / Both Total & Each Leg like Total 6.0 over and must include at least 2 legs with 1.5 over etc.
  • Maximum Refund – All the offers listed here gives refund in the form of Free Bet, therefore it’s cash value is around 80% of the free bet value
  • Maximum Claim – There are a few 1 time (but repeat regularly) offer though most of the offers are Every Day, means Claiming Once per Day is the most popular type.
  • T&C page – Suggest run through T&C page before you actually place the bet to ensure everything is OK
  • Related Post – Wherever available, you may want to read it which explains how to profit from the specific bookmaker’s offer by using the real examples
 
A few notes;
  • We do acca insurance matched betting to guarantee profits or consistently win with almost risk free. Therefore, the list is sorted based on the order of lower odds requirement per leg, because the lower, the easier (less lay liability) & better profit (higher probability of hitting the trigger namely lose only 1 leg) from matched betting perspective. 
  • Bear it in mind that unless the Acca Boost is over 50% it’s not worthwhile, so we list a few ACCA Price Boost and you will know which one / level to be selected.
  • We excluded any obviously unprofitable offer (based on EV) such as Betfair Acca Insurance called Acca Edge.
  • We highlighted some cautionary points & the parts we would like you to note in different colour.  
  • Beware that currently many offers seem to be in the process of being updated for the Football New Season (a few bookies dropped the offer such as acca insurance Ladbrokes & Coral acca insurance or boost etc), therefore suggest you check each bookie’s relevant page to update the status & T&C before starting.
 

McBookie – Scottish Residents Only

Summary Guide: McBookie will refund all losing stakes if only one team lets you down on your five teams accumulator! Just place your accumulator – minimum five teams on Win/Draw/Win market – and if one lets you down we will put the money back into your account to use as a free bet- max refund £25 per day and expires after 7 days. Bets on Non League do not count (SCO West Region, East Region, North Region, Highland, Lowland, Junior Cup).

Since there is no minimum odds requirement, you have large chances to use Lay All At Start Method. Means, you can chose the matches happening at the same time (no need to lay sequentially). Please see the related post on the right for further details.

  • Min Legs: 5 Fold
  • Min Odds:No Minimum Odds
  • Max Refund: £25 in Free bet
  • Max Claim: Once Per Day 
  • Detail T&C: Coupon Baster Cashback

mcbookie logo


Paddy Power

Summary Guide: Paddy Power Acca Insurance will give you money back as a free bet if one leg of your 4+ ACCA lets you down. Applies to all sports and all markets.

  • Min Legs:4 Fold
  • Min Odds: 1.2 per Each Leg (you may want to use the above Lay All at Start method)
  • Maximum Refund:£10 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: ACCA Insurance

Paddy Power Logo ACCA Insurance Offers


BetMcLean

Summary Guide: Sick of just one selection letting you down in your 5+ Sports accums?!! Well, we are now refunding losing 5+ Sports Accums as free bets up to a max stake of £25 if just one leg lets it down. All games must be played and complete within 5 days (120 hours) of placing bet.

  • Min Legs: 5 Fold
  • Min Odds1.2 per Each Leg (you may want to use the above Lay All at Start method)
  • Max Refund:£25 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: Sports 5+ Accum refund

betmclean logo


Sporting Bet

Summary Guide: YOU MUST OPT IN TO THE OFFER TO BE ELIGIBLE FOR THE REFUND. Here at Sportingbet we are offering 5 team acca insurance across ALL SPORTS. So… place an Acca with 5 or more selections and if one leg lets you down, we will refund your stake as a FreeBet. Each selection must start and settle on the same day.

  • Min Legs: 5 Fold
  • Min Odds: 1.2 each leg (Lay All At The Start method can be & probably must be used given the same day settlement required)
  • Max Refund: £10 in Free Bet
  • Max Claim: One Free Bet / Day
  • Detail T&C: ACCA Insurance

Sporting Bet Logo


Bwin

Summary Guide: OPT IN FIRST Place a football Acca with 5 teams or more and if one selection lets you down, we will refund your stake as a Free Bet. Available on every team, every league and in any combination. Each selection must start and settle on the same day

  • Min Legs: 5 Fold
  • Min Odds: 1.2 Each Leg (Lay All At The Start method can be & probably must be used given the same day settlement required)
  • Max Refund: £10 in Free bet
  • Max Claim: Once Per Day
  • Detail T&C: 5 Team ACCA Insurance

bwin bookmaker logo ACCA Insurance Offers


Betfred

Summary Guide: Acca Insurance Betfred allows you to place a 5+ Fold Football Match Result accumulator (odds per leg of 1/3 or greater) and if one team lets you down we’ll refund your stake as a free bet up to £10. Selected Leagues English Premier League, Championship, League 1 & 2, National League, FA Cup, League Cup, EFL Trophy, Champions League, Europa League, Scottish Premiership, Scottish Championship, Scottish League 1 & 2, Scottish FA Cup, Scottish League Cup, Spanish La Liga, World Cup, European Championships, International Friendlies, Germany Bundesliga, Italian Serie A, French Ligue 1, Dutch Eredivisie, Portuguese Super Liga, Coupe de France, Coupe de la Ligue, DFB Pokal, Coppa Italia and Copa Del Rey.

  • Min Legs: 5 Fold
  • Min Odds: 1.33 Each Leg
  • Max Refund: £10 in Free Bet
  • Max Claim: One Per Day
  • Detail: Acca Insurance Betfred T&C 

Betfred Red Logo


Oddsking

Summary Guide:Place a 5+ Fold Football Match Result accumulator (odds per leg of 1/3 or greater) on selected leagues and if one team lets you down we’ll refund your stake as a free bet up to £10.
Applies to 5-fold+ match result accumulators placed on the following leagues/competitions; English Premier League, Championship, League 1 & 2, National League, FA Cup, League Cup, EFL Trophy, Champions League, Europa League, Scottish Premiership, Scottish Championship, Scottish League 1 & 2, Scottish FA Cup, Scottish League Cup, Spanish La Liga, World Cup, European Championships, UEFA Nations League, International Friendlies, Germany Bundesliga, Italian Serie A, French Ligue 1, Dutch Eredivisie, Portuguese Super Liga, Coupe de France, Coupe de la Ligue, DFB Pokal, Coppa Italia and Copa Del Rey.

oddsking logo


BetVictor

Summary Guide: Betvictor ACCA Insurance enables you to place a football acca with 5 legs or more on any Match Betting, or Both Teams To Score market, with cumulative odds of 4/1 (5.0) or better and we will refund losing bets where only one leg lets you down, up to a maximum of £/€10 to use on another acca (paid in bonus funds). To qualify, bets may only include selections from the following leagues: ENG – Premier League; League Championship; League One; League Two; FA Cup; EFL Cup; ESP – La Liga Primera ITA – Serie A GER – Bundesliga; Bundesliga 2; German Cup SCO – Premier; Championship; League 1; League 2 Champions League Europa League

  • Min Legs: 5 fold
  • Min Odds: Total 5.00 (Not Each Leg, it’s effectively equivalent to 1.38 per leg)
  • Max Refund: £10 Free Bet – must also be used on another 5 fold+ ACCA
  • Max Claim: Once per day

BetVictor Logo ACCA Insurance Offers


Hollywood Bets

Summary Guide: Players stand a chance of winning their stake back up to 5X if they lose the last game in their football multiple with Hollywoodbets. 
For this promotion, it’s up to you to the player to come forward to Hollywoodbets to claim their refund. The customer must send an email to support@hollywoodbets.co.uk, with “Acca Insurance Claim” in the heading.

  • Min Legs: 5 fold
  • Min Odds: Total 5.00 (Not Each Leg, it’s effectively equivalent to 1.38 per leg)
  • Max Refund: £10 Free Bet – must also be used on another 5 fold+ ACCA
  • Max Claim: Within 7 days of bet settlement via an email 
  • Detail: Acca Insurance 

hollywood bets logo


12Bet

Summary Guide: Make at least a five selection football accumulator bet. If one selection loses, then we shall refund your stake up to £25 as a free bet.

  • Min Legs: 5 Fold
  • Min Odds: 1.4 per leg
  • Max Refund: £25 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: ACCA Protection

Extra Money from 12Bets


BetVision

Summary Guide: Place a minimum bet of £1 on a minimum 5-fold accumulator and if 1 team lets you down, you will receive your stake back as a Bonus Token. Maximum Bonus Token £10 per accumulator. Selected Leagues are England: Premier League, Championship, Spain: La Liga, Italy: Serie A, Germany: Bundesliga, France: Ligue 1, UEFA Champions League (Group stages & Knock outs) & UEFA Europa League (Group stages & Knock outs).

  • Min Legs: 5 Fold
  • Min Odds: 1.4 per leg
  • Max Refund: £10 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: ACCA Insurance

betvision logo


Fun88

Summary Guide: Place a minimum bet of £1 on a minimum 5-fold accumulator and if 1 team lets you down, you will receive your stake back as a Bonus Token. Maximum Bonus Token £18 per accumulator. Selected Leagues are England: Premier League, Championship, Spain: La Liga, Italy: Serie A, Germany: Bundesliga, France: Ligue 1, UEFA Champions League (Group stages & Knock outs) & UEFA Europa League (Group stages & Knock outs).

  • Min Legs: 5 Fold
  • Min Odds: 1.4 per leg
  • Max Refund: £18 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: ACCA Protection

fun88 logo


TLCBet 

Summary Guide: Place a minimum bet of £1 on a minimum 5-fold accumulator and if 1 team lets you down, you will receive your stake back as a Bonus Token. Maximum Bonus Token £20 per accumulator. Selected Leagues are England: Premier League, Championship, Spain: La Liga, Italy: Serie A, Germany: Bundesliga, France: Ligue 1, UEFA Champions League (Group stages & Knock outs) & UEFA Europa League (Group stages & Knock outs).

  • Min Legs: 5 Fold
  • Min Odds: 1.4 per leg
  • Max Refund: £20 in Free Bet
  • Max Claim: Once Per Day
  • Detail T&C: ACCA Protection

Extra Money from TLCbet


Sportpesa

Summary Guide:Place a minimum bet of £5 on a minimum 5-fold accumulator and if 1 team lets you down, you will receive your stake back as a Bonus Token. Maximum Bonus Token £20 per day. Selected Leagues are England: Premier League, Championship & League One, UEFA Champions League (group stages & knock out), UEFA Europa League (group stages & knock out)
Spain: La Liga, Italy: Serie A, Germany: Bundesliga, France: Ligue 1 & Scotland: Premier League.

  • Min Legs: 5 Fold
  • Min Odds: 1.3 Each Leg & 6 Cumulative (it’s effectively equivalent to 1.43 per leg
  • Max Refund: £20 in Free bet
  • Max Claim: Once Per Day
  • Detail T&C: Acca Insurance

sportpesa logo


Jenningsbet

Summary Guide: Football acca insurance. Stake back as a free bet up to £20 if one leg of your 5-fold opr above football acca lets you down. Eligible football markets: Match Result (1×2), Both Teams To Score (BTTS), Half-time/Full-time (HTFT), Match Result & BTTS (1x2BTTS). All selections must be from any of the following leagues/competitions to be eligible: English Premier League, English Championship, English League One, English League Two, Scottish Premier League, Spanish Primera Liga, Italian Serie A, German Bundesliga, French Ligue 1, UEFA Champions League, UEFA Europa League, UEFA Nations League.

  • Min Legs: 5 Fold
  • Min Odds:1.5 Per each Leg
  • Max Refund:£20 in Free Bet (Minimum Stake Required £5)
  • Max Claim: One Free Bet / 24 Hour Period
  • Detail T&C: Football ACCA Insurance

Jennings Bet Logo ACCA Insurance Offers


Betboro

Summary Guide: Money back as a Free Bet if only one selection in your Acca is lost. 100% Stake back up to max. £50 as Free Bet.

  • Min Legs: 5 Fold
  • Min Odds:1.5 Per each Leg
  • Max Refund:£50 in Free Bet (Minimum Stake Required £1)
  • Max Claim: One Free Bet / Day
  • Detail T&C: Multibet Protection (Acca insurance)

betboro logo


Boylesports – All Sports Acca Loyalty

Summary Guide: Firstly Opt-In and place an accumulator on any combination of sports with 5 or more legs, at combined odds of at least 3/1 (4.0). You will receive an Acca Loyalty stamp after your first qualifying accumulator of the day settles. Once your fifth qualifying accumulator has settled, and your fifth stamp has been awarded, you will receive a £/€5 accumulator free bet to use on any sport. 

  • Min Legs: 5 Fold
  • Min Odds: Total 4.0
  • Max Refund:£5 in Free bet
  • Max Claim: Once Per Day
  • Detail T&C: Acca Loyalty

boylesports acca loyalty

Boylesports – Acca Insurance

Summary Guide: You Must Opt-In First. Money back as a free bet if one leg loses in your 5+ Acca. Applies to All MARKETS on ALL SPORTS inc. pre-live and in-play! Qualifying bet must be placed and settled on the same day.

  • Min Legs: 5 Fold
  • Min Odds: 1.5 Per Leg (Need to settle on the same day, possible solution is Lay All At The Start method but given the high minimum odds requirement of 1.5<, there is slight chance to make it profitable.)
  • Max Refund:£20 in Free bet
  • Max Claim: Once Per Day
  • Detail T&C: 5+ Accas

BoyleSports Logo ACCA Insurance Offers


STS 

Summary Guide: Multiple bet of at least 6 selections. If one bet loses, 100% refund of the lost stake. 

  • Min Legs: 6 Fold
  • Min Odds:1.6 Per each Leg
  • Max Refund:£50 in Free Bet (Minimum Stake Required £2)
  • Max Claim: One Free Bet / Day (Settlement) 
  • Detail T&C: Extra 6+ 100% Acca Insurance

stsbet logo


Vbet  

Summary Guide: Multiple bet of at least 6 selections. If one bet loses, 100% refund of the lost stake. 

  • Min Legs: 6 Fold
  • Min Odds:1.6 Per each Leg
  • Max Refund:£50 in Free Bet (Minimum Stake Required £2)
  • Max Claim: One Free Bet / Day (Settlement) 
  • Detail T&C: Acca Insurance

vbet logo


OHMBet  

Summary Guide: Place an accumulator bet on a soccer market of between £2 and £50 on at least 6 selections (pre-match or in-play/live) and if one selection loses, we will give you 100% of your stake as a Free Bet Token.
Bets must be settled within 14 days of bet placement.

  • Min Legs: 6 Fold
  • Min Odds:1.6 Per each Leg
  • Max Refund:£50 in Free Bet (Minimum Stake Required £2)
  • Max Claim: No claim limit per day, means you can claim several Acca bets every day as long as you follow the T&C. 
  • Detail T&C: Acca Insurance

ohmbet logo

 

 

ACCA Boost Offers List By Bookmaker

A few major bookmakers have changed their ACCA Insurance Offer into ACCA Boost Offer. As a general guideline, unless the boost is more than 50%, it doesn’t have value. However, it gives you the following advantage;

  • Cash Return: Winning Bonus is usually given in the form of cash rather than free bet.
  • Stake Limit; In general, quite high, while ACCA Insurance is pretty small like £10 – 20.

For full details of How To Make The Best Use Of ACCA Boost, go to 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock-In Profitenhanced accumulators, featured Image

Bet365

Summary Guide:Place a pre-match accumulator of 3 or more selections on the standard Full Time Result, Both Teams To Score or Result/Both Teams To Score markets for selected leagues and competitions, listed below. If your bet is successful, we will add a bonus of 5 – 70% to your returns. The bonus amount is dependent on the number of selections. Bonus is paid as cash and added to your withdrawable balance.

If your bet is successful, we will add the following bonuses to your returns:

  • Trebles: 5% Bonus
  • 4 folds: 10% Bonus
  • 5 folds: 12% Bonus
  • 6 folds – 15% Bonus
  • 7 folds – 20% Bonus
  • 8 folds – 25% Bonus
  • 9 folds – 30% Bonus
  • 10 folds – 35% Bonus
  • 11 folds – 40% Bonus
  • 12 folds – 50% Bonus
  • 13 folds – 60% Bonus
  • 14 folds and upwards – 70% Bonus
  • Min Legs: 3 Fold
  • Min Odds: No Odds Restriction
  • Max Refund: £100,000 or currency equivalent in Cash
  • Max Claim: No Claim Restriction
  • Detail T&C: Soccer Accumulator Bonus

Bet365 ACCA Insurance Offers


10Bet

Summary Guide: No partial win bets; Min. 3 selections at min. odds 1/2 each, If System Bet, min. 4 selection, at min. odds 1/2 each; Cashed out bets or bets placed with a Free Bet are not eligible; Max. extra winnings £5,000

  • Min Legs: At least 3 Pre-match selection
  • Min Odds: 1.2 Per Leg
  • Max Refund: Extra Winnings between 2% & 50% Paid In Cash
  • Max Claim: The maximum ‘Extra Winnings’ shall be £5,000 or currency equivalent
  • Detail T&C: 50% ACCA Boost

10Bet Logo ACCA Insurances Offers


Unibet

Summary Guide: Watching a big Multiple come in can be the highlight of a season. Now there’s even more to get excited about with our Multi-Boost. Get your returns boosted by 5%, 10% or 15% when you take advantage of this offer. That big weekly Multiple just got even bigger! 

  • Min Legs:3 or 4 or 5 Fold
  • Min Odds:1.2 per leg
  • Max Refund: £1,000 in Cash (Max stake £25)
  • Max Claim: Once every week
  • Detail T&C: Multi-Boost

Unibet Bookmaker Logo

How to Profit from Acca Insurance Offers

Advantage Gambling: Acca Insurance Matched Betting

Many People Still Believe that Acca Insurance Offers are typical ways to buy dream like lottery. No, it’s absolutely wrong!! Effectively, we can always win. We don’t gamble but we do Advantage Play (or Gambling) by making the best use of mathematical advantage over bookmakers brought from their Acca insurance offers. With that said, one of our policies is “Betting On Chance Is For Losers, Stop Gambling But Bet on Only +EV (Expected Value) To Win Reliably“. It is effectively our way to promote Responsible Gambling. And we strongly support GambleAware being explained in about us.

When it comes to Sports Betting, we use Matched Betting Technique to lock-in profits from accumulator Offers such as acca insurance Ladbrokes or acca insurance Betfred. Even many matched bettors don’t know how to lay accumulator bets. We have many customized tools to rake real cash Risk-Free or Lock-In Profits from Acca related offers. As long as You follow our guides (all are free), honestly speaking, you be able to well over £5,000 incomes during 2019-20 footy season.

BTW, many people imagine matched betting is for only UK & Ireland, wrong, by using this approach everybody in the world including US citizens can make decent profits from this risk-free betting technique.

Lastly, all the bookmakers we listed in this guide are needless to say legitimate and being regulated by UK Gambling Commission. However, legitimacy is not necessarily no risk. Poor business management leads to company insolvency and you need to know how your money is protected by each bookmaker set by UKGC 3 Levels of Protection. Suggest take a look at the list of over 50 Bookmakers audits on protection level, for your own safety.

 

General Instruction of ACCA Insurance Offers

For Multiples & ACCA Bets and ACCA Insurance Offers Guideline, Click + to open the information about them;

ACCA Guidance
If you are absolutely new to multiple bets,suggest go How To Lay & Make Matched Betting Multiples / ACCA Insuranc for Newbies;
ACCA Matched Betting Method
Or, you understand Multiples & how to lay it to make matched betting, How To Lock In Footy Accumulator Profit with Customized Lay Calculator;Special Report by GEM
ACCA Insurance Bonus Extraction
(the above info is a protected page, so just fill-in your name & e-mail address to instantly obtain password which can be used for all the  other “Member Only" pages)

ACCA Insurance Offers Lay Calculator Spreadsheet

For ACCA Insurance Offers Lay Spreadsheet Download & Tutorial details, Click + to open the information about them;

ACCA Insurance Offers Lay Spreadsheet

ACCA Spread Sheets Lay Calculator We separately prepare the Tutorial for the Lock-In Profit Calculators – we have 3 modes of Spread sheets of;

  • Basic Mode – Lay Sequentially
  • Lock-In Profit Mode – Lay Refund
  • Simultaneous Mode – Lay All At Start

You can download all the 3 mode spreadsheets and follow the step-by-step tutorials for each spreadsheet to guarantee profit with risk free. Go ACCA Insurance Spreadsheet Tutorial (you can use the same password you obtained in the above report for this document as well)

ACCA Insurance Tactics Related Guides

I list 3 articles which explains How To Lock-In ACCA Insurance in different progress such as Early 1 Loser. Click to See ACCA Insurance Tactics To Guarantee Profits; 

£2,500 Cashback Opportunities

We are showing a list of Bookies ACCA Related Offers, and if there are any bookmaker(s) you have not had an account yet, Don’t Sign-up Directly!!! Click + To See Little Known Smart Method;

How To Earn £2,500 Risk-Free Cashback
Many punters overlook huge Cashback Opportunities and open up bookmaker, casino & bingo account directly. Stop doing it, you can earn a lot of risk-free cash while receiving the gambling sites’ own sign-up offers & bonuses. We have separately prepared  Betting Cashback Websites – The Ultimate Guide To Be Always Better Offbetting cashback, feature image, where you will find how to collect £2,500 cashback all together. So, from now on, Never Ever Sign-Up Any Gambling Accounts Directly Before Checking the Availability of Cashback Offer stated in the above document.

BTW, all the bookmakers we list not only in this article but also in our entire site are needless to say legitimate and being regulated by UK Gambling Commission or prominent gaming control board such as International Association of Gaming Regulators (IAGR), North American Gaming Regulators Association (NAGRA) & Gaming Regulators European Forum (GREF) etc. So, basically they are remote from scum, fraud or any wrong doing. However, too much winnings could cause a big headache for everybody such as Bet365 over £1m payout Megan McCann court battle, so Be Modest, Just FYI.

Tax Exempt

BTW, the technique related to ACCA Insurance offers we share above enable you to make Risk Free bets, but yet categorized in Gambling. And, in the UK & Ireland, any winnings from gambling are No hmrc tax exempt Tax. Even if you are considered as Professional Gambler who rely on gambling for living, you will be exempted from taxation, which is clearly defined by HMRC Internal Manual eaning of trade: exceptions and alternatives: betting and gambling – the professional gambler. For outside UK, there are many jurisdictions that apply the same rule as UK & Ireland, for details, take a look at How To Make Money From Offshore Sports Betting With 3 Advantage Plays, Just for your information.

Global Application

As our name GEM – Global Extra Money implies, we would like all visitors from anywhere in the world to exploit advantage plays. With that vision,

We have issued :

In these guides, you will find the specific methods that enable people from almost all countries to make the best use of the lucrative offshore advantage gambling opportunities you may have overlooked. I have to stress that especially the above Bitcoin Betting will pave the way for all US citizens and those who can’t access to online bookmakers to make thousands of extra income risk-free, Very useful, worth your time to check.

In Short, except 8 Countries (Cyprus, Poland, North Korea, United Arab Emirates, Singapore, Brunei, Cambodia) where on-line gamble is legally prohibited, all of you can make profit from matched betting, see the above report for full details.

 

If you have any inquiry or need any help from us, please contact us anytime (don’t worry, we will not charge you any fee, everything is free here).

 

Good Luck!!

Joshua Walker (bio

Editor – Global Extra Money (GEM)


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