Lay All Accumulator Basics
How do you Lay Acca betting? Have you ever lost money by failing to place every Sequential Lay?
We have 2 solutions for such problems;
- Lay All At Start Accumulator – Lock-In Profits
- No Lay Accumulator – It’s no longer risk-free but value betting based on EV (expected Value
We focus on the Lay All At The Start Accumulator method in this guide.
What Is So Special of Lay ALL At Start?
Usually, when we lay multiples, we lay sequentially, which means we don’t lay off the next match until we know the result of the current match.
If the current match loses, we stop laying by hoping this is the only loss and get a refund from the ACCA Insurance. Or change into Lock-In mode to start laying the refund.
However, the Lay All Accumulator method will allow you to lay off all of your legs before all of the games kick off in one go.
This, in fact, enables you to save time & lock in profit at the outset.
Besides, since you don’t need to care for any duplication of the matches, lay all methods can be used for the Accumulator Insurance that requires the matches occurring at the same time.
If You Need the Basic Guidance of Lay Accumulator, here you go!!
Just in case you’re not familiar with ACCA (Accumulator Bets) or ACCA Insurance, Click + to open the information about them;
(This information is “Member Only”, thus please register by just filling in your name & email (that’s it) to get Password to access to the document. You can use the password for all the other Member-Only pages. All of them are very valuable instructions. )If You Know All About Basics, You may also want to read;
Lay All Accumulator Guidance
Accumulator Betting Offer Updates
Given the ever-increasing popularity of Matched Betting especially in the UK / Ireland, many established bookmakers such as William Hill Sports Book & Coral have been trying to reduce the promotions that can be easily exploited by matched bettors.
One of the offer types that has been affected by such a move is ACCA Insurance. Several major bookies changed ACCA Insurance into Acca Boost or Multi-boost like Unibet below;
Generally speaking, unless the winning boost is at least 40-50% up, it’s difficult to lock in profits via matched betting technique, see the calculation logic at the section of Enhanced Accumulators Method 3 – Acca Winning Bonus in this guide.
However, the good news is that some of them realize the original Acca Insurance offer value for their business and they are returning to the T&C which is more favorable for matched bettors.
William Hill resumed Acca Insurance as Acca Freedom as below; 
We keep updating the bookies’ Acca offer and the constant entry of new bookies who provide yet juicy ACCA-related offers, so suggest you take a look at List Of The Best ACCA Insurance Offers By Key Bookmakers.
We use William Hill Accumulator Insurance
William Hill ACCA Freedom is one of the best ACCA Insurance offers, which is “Select to insure your acca of 5 or more selections (each selection 1/5 or bigger) so if just one selection loses, we’ll refund your stake as a free bet up to £20.”
Looks like it’s a typical Accumulator Insurance though why is it better than other bookies’ ACCA Insurance? Mainly 3 points;
- You can select the events from any sports category (except horse & greyhound racing), which makes your choices much easier than the other offers that usually restrict into 1 category such as Football, Tennis or NFL, etc.
- Although there is an odds restriction for each selection, it is 1.2<, which is quite low because many others restrict over 1.4.
- The maximum refund is up to £20 every day while some offer only one per week
Lay All At Start – Search Condition
In order to make a decent profit from the Lay All method, the odds of each leg are required to be very short.
As a guideline, you need to select 1.3 > odds for all the matches. Ideally less than 1.2 as shown in the next Specific Process example.
As long as we observe, every soft bookie tries to reduce the opportunity to make matched betting for ACCA Insurance.
Another example is the Ladbrokes 5 Team ACCA Insurance T&C. They used to set no minimum odds for each leg but changed to 1.1< with 4< for the accumulated odds. This means, assuming you do 5 fold ACCA, each leg requires an average of 1.32 odds. Not impossible, but quite tough for making a good profit under Lay All method (now Ladbrokes even suspends Acca Insurance offer);
Having said that, when you use the Lay All method, carefully select the bookie’s offer that accepts matches of 1.3> for each leg like William Hill Acca Freedom.
Lay All At Start Specific Process with Lay Accumulator Calculator
Search Matches
Based on the basic tactics of the Accumulator Matched Betting guide, I selected narrower (between William Hill & Exchange) & shorter (strong favorite) odds for football accumulators as much as possible like the Arsenal match found in the free odds-matcher shown below;
I quickly check if the odds found are still available both in William Hill and Exchange, the confirmation of SMarket’s odds is as below;
Since I don’t have to care for any overlapping of the matches (overlapping in the sense that the matches are occurring at the same time), I see many matches.
The toughest thing is finding very short odds that require guaranteeing a profit. I’ll elaborate on this point later.
Lay All Spreadsheet Data Entry
After finding 5 appropriate matches, I entered the basic data, namely each match’s date, teams, back & lay odds into the Lay All Spreadsheet to calculate my ACCA Lay Off stakes and Profit/Loss. It looks as below image;
I bet £50 as the maximum refund of William Hill Accumulator Insurance Five offer (Note: I originally prepared this guide using the old William Hill offer, the current max bet is £20).
The total Accumulator odds is 1.936 pointed by the green arrow, which is short enough.
I activated the Bonus section (highlighted by blue) to let the sheet take the refund into account from the beginning since I lay everything at the same time at the start.
Then the sheet shows the stake I need to lay off each leg in the Stake Ideal column.
Lay All Spreadsheet Predicted Profit or Loss
The predicted P/L (Profit & Loss) based on the current odds are shown in the box at the right end of the sheet.
If I lay off all the ideal lay stake as I show the box of Actual Stake highlighted by Pink in the previous image, I will SECURE Minimum £5.90 seen in the below image.
So we already lock-in this profit by laying off all the 5 matches like this. The expected profit range is between £5.90 (when I lose 1 leg) and £193.18 (when I lose all 5 legs).
Lay All Spreadsheet Probability of Outcome
Just below the main data entry table, there is a chart showing the probability of each outcome, which gives you the % chance of each outcome thus each profit.
So, all Win & 1 Loss combined accounts for 86.71% that brings £5.90 – 91 profit. Although the big return of 3 over legs lose (£79.54 at 3 loss, £136.36 at 4 loss & £193.18 at 5 loss) are the Jackpot world though £22.72 at 2 leg loss could be hit.
You would agree that securing £5,90 by hoping £22.72 as well as dreaming £193.18 is not a bad bed.
William Hill Accumulator Insurance Final Result
What was the actual result? It hit the 48.99 probability, means All Won, as shown in my William Hill account;
When you place “W” in the right end column of the entry sheet as below;
The Profit / Loss Table shows the final result as shown at the bottom in the below image (just confirmation);
Lay All Accumulator Conclusion
Benefits Of Lay All Approach
Allow me to remind you that how we profit from ACCA Insurance with the normal lay sequentially method is by laying the selections off one by one (therefore it is called lay sequentially) for a small loss until we hit a loser.
Then hope that we just have the 1 loser to get the free bet refund.
Remember you should keep laying until you hit the first loser. If you didn’t lay the 1st loser, you would lose not only your stake but also all the previous liabilities because you don’t receive the lay winnings from the 1st loser which cover all the cumulative liabilities.
Just forgetting to lay 1 leg could lead to a big loss.
So, it’s the biggest risk for the standard lay sequentially. But we don’t have to worry about that risk because we lay everything at the beginning
So, with the Lay All At Start method, we can;
- Save our time greatly
- Avoid the risk of forgetting to lay
- Secure the profit at the outset.
Lay All At Start Prerequisites
It’s very important to avoid loss in any outcome because it’s often the case that the probabilities of the outcome with a positive return are slim although the amount is usually big.
There are a few prerequisites to secure profits. In case of 5 fold Accumulator bet, you will need;
- The total combined back odds of the accumulator, before any winning boosts are added, should be less than 4.0.
- ALL 5 selections are to be under 1.30. You can be a bit flexible with your selections such as 1.25/1.28, 1.20/1.23, 1.38/1.40, 1.27/1.30, 1.35/1.41 but ensure the total acca odds won’t exceed 4.0.
- ALL 5 selections to be very good/close matches between the back and lay odds. The closer they are the lower your loss will be, then you will make more overall profit.
When it comes to the ACCA Insurance Guidance & ACCA Insurance Lay Spreadsheet Calculator, see the below sections.
Lay All Accumulator Spreadsheet – Free Download
Just in case you’re new to ACCA Insurance bet,
- Basic Mode – Lay Sequentially
- Lock-In Profit Mode – Lay Refund
- Simultaneous Mode – Lay All At Start (this is the spreadsheet I used in the above William Hill example)
You can download all the 3 mode spreadsheets and follow the step-by-step tutorials for each spreadsheet to guarantee profit risk-free. Go ACCA Insurance Lock-In Profit Spreadsheet Tutorial (you can use the same password you obtained in the above report for this document as well)
Earning Potential
You can place William Hill Accumulator Insurance bet every day, it’s up to you which method you take, actually, it fully depends on each opportunity & odds.
The important thing is once you get used to how to do it, it takes only a few minutes to construct & follow up.
Major bookmakers offer ACCA Insurance and your expected earnings from this offer would be probably more than you imagine.
Back A Winner Acca Offer
Incidentally, Acca Insurance is the insurance for losing bets.
On the other hand, you can also find many Acca offers for winning bets, which are Enhanced Odds, Price Boost, or Bonus.
I include a few of these offers in the above Acca Insurance List, which will increase your earning potential. You can lock in profits from these offers, please take a look at 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock-In Profit.
For Global Players
Lastly, if you are from outside UK/Ireland and are interested in Advantage Betting, which is actually the underlying concept of the Lay All Accumulator method, you may want to explore Offshore Betting opportunities (our scope is always global rather than local market), we have issued :
In these documents, you will find the specific methods that enable people from almost all countries to make the best use of the lucrative offshore advantage gambling opportunities you may have overlooked.
In Short, except for 8 Countries (Cyprus, Poland, North Korea, United Arab Emirates, Singapore, Brunei, Cambodia) where on-line gamble is legally prohibited, all of you can make a profit from matched betting, see the above report for full details.
Underlying Lay Method – Matched Betting Quick Recap
Lastly, since our underlying technique behind the Lay All Accumulator method to lock in profit is Matched Betting, just allow us to quickly share how it works by using William Hill Welcome Bonus.
William Hill offers to new players “Bet £10 Get £30 (3 x £10) Free Bets”
What we do are;
- 2 transactions of Back (bet on win) £10 on Team or Player A at William Hill & Lay (bet on NOT win) appropriate £ (stake can be calculated by free software) on the same Team or Player A at Betting Exchange like Betfair (you may want to use Betfair Alternatives) so that you cover all outcomes.
- Regardless of the outcome, your losing & winning will cancel out each other. In real practice, usually, 2 bets are not perfectly offset due to the odds difference & exchange commission. Therefore you make a small loss called Qualifying Loss.
- But now, you get £30 (£10 x 3) Free Bets. You repeat the exact same process but use the free bet for the back bet at William Hill. Then, this time free bet value (minus qualifying loss) will become your net profit.
- You may be able to extract around £22-25 pure profit from this offer.
- The success factor is how to minimize the qualifying loss by selecting the player whose odds gap (between William Hill & Betfair) is the narrowest. You can use Free Odds Matcher to locate such opportunities. For the detailed step-by-step process, take a look at Free Matched Bet Starting Guide (2) – How To Sign-Up & Place Qualifying Bet. We use this William Hill sign-up bonus as an example in this instruction.
For full details, suggest taking a look at Matched Betting For Dummies, where you will find every basic about matched betting.
BTW, many people misunderstand that matched betting is only for the UK, Wrong, if you live outside the UK/Ireland, check;
- Australia – see Matched Betting in Australia – Why Bonusbank?
- DACH (Germany, Austria & Switzerland) Region – Matched Betting in Germany – Use DoppelWetten
- Rest of the world including the USA & Canada – Matched Betting Anyone in the World incl. USA
Betting Exchange
As you see in the above process, betting exchange is essential for matched betting. There are 4 betting established betting exchanges as below;
If you are not familiar with the betting exchanges, the below 2 documents will be of good help;
If you have not had any betting exchange accounts, the above guide shows all the top 4 betting exchanges’ latest sign-up offers & how to extract cash risk-free from each offer including Betfair’s £100 Free Bet, which is supposed to be one of the best offers in the industry, just FYI.
For those who can’t access the 4 key betting exchanges, don’t worry, you can use bet brokers, but you need to take a cautious approach given their small business operation.
The following 2 documents will help you select the right one(s);
So, Sports Betting is No Longer Gambling and You CAN Get Fast Extra Money On The Side.
BTW, in case you happen to be a sharp casino & game bonus hunter, strongly suggest taking a look at the List of 52 Best Bitcoin Casino Bonuses and for those who appreciate the highest privacy, go to the List of Best Anonymous Bitcoin Casinos & Bonuses, just FYI.
Good Luck On Your Extra Money Journey!!
Joshua Walker (bio)
Editor – Global Extra Money (GEM)
