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Lock-In Profit on ACCA Insurance – Already 2 + Winners Scenario

ACCA Insurance Profits Process After 2 Winners


What are you going to do After Having 2 Winners in ACCA Insurance?

I will show you a Specific Method To Lockin in Profit by using the Real Coral ACCA Insurance Example. We use our Customized Accumulator Bet Spreadsheet Calculator To Make Everything Easy!!


Coral ACCA Insurance Offer


Note: Coral completely changed Acca Offer into a 10% Price Boost. Coral ACCA Price BoostAs a general guideline, unless the boost is more than 40-50%, it does not have value. Given the 10% only, it is not worth pursuing. 

For a detailed rationale, please read 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock-In Profit.

Although this new offer is not worthwhile, the old Coral Acca Insurance is a typical mechanism that applies to the majority of the ACCA Insurance offers.

This means the below explanation based on the Coral old offer is perfectly valid as a basic guide.

Coral Old Offer

Let’s quickly recap what Coral offers. It’s a typical Football Accumulator Bet Insurance saying “Place any five-fold match result accumulator of £/€2 or more and if one of your selections lets your Acca down, we’ll refund your stakes as a free bet up to €/£25.

For full details, read its Acca Insurance T&C on the Promotion Page and click the 5+ ACCA Insurance box of the below image;Coral ACCA Insurance


ACCA Insurance Standard Approach


Coral ACCA Insurance Bets Placement

I placed a £25 (maximum refund amount) 5 Fold Accumulator Bet by selecting the below football matches; Based on the basic tactics of a matched betting guide, I select narrow (between Coral & Exchange) & short (strong home favourite) odds as much as possible.

I use one of 3 types of our Accumulator Bet Insurance Spreadsheets (see the details later). That is a Lay Sequential Spreadsheet to control my Lay Off and Profit/Loss shown by the red arrow at the right end column in the below table.

Underlying Method

So at the starting point, I’m losing £3.2. Just briefly, how we profit from Accumulator Bet Insurance with this method is by laying the selections off one by one (therefore it is called lay sequentially) for a small loss until we hit a loser.

And hope that we just have 1 loser get the free bet.

Remember you should keep laying until you hit the first loser. If you didn’t lay the 1st loser, you would lose not only your stake but also all the previous liabilities because you don’t receive the lay winnings from the 1st loser which cover all the cumulative liabilities.

Coral ACCA Insurance Spreadsheet Calculation 1

Click The Image To Enlarge it.

Therefore, I kept laying off the Stake Ideal suggested by the Spreadsheet based on the updated lay odds in the exchange (I used Smarkets).

So, what was the progress when the 4 legs were completed? The first 3 selections won but the 4th selection of “Eibar” lost.

At this stage, thanks to the shortened lay odds of the first 3 selections, my loss decreased up to £0.38 as shown below;

Coral ACCA Insurance Spreadsheet Calculation 2

Click The Image To Enlarge it.

You can stop laying off “Reading” in the last leg as a standard approach by hoping that “Reading” will win.

Then you will receive the £25 Refund in Free Bet, of which cash value is approximately 80%, which means a £20 cash value refund. Your final profit would be a £20 refund – £0.38 loss = £19.62. Or, if “Reading” loses, you will lose £0.38.


Lock-In Profit Approach


Alternatively, you can Lock-In Profit before the last leg. All you need to do is Activate the Bonus Section by Turning It into YES as shown by the green arrow in the below table.

Then the sheet automatically calculates the final lay amount you should do at the last leg (red arrow) while giving you the lock-in profit amount in the right end column (blue arrow).

It shows a £10.52 Profit if “Reading” loses and a £9.49 Loss if “reading” wins but as you get the £20 cash value refund, means £20 – £9.49 = £10.51 Profit. So, no matter what the final leg’s result will be, you will have a guaranteed £10.51 Profit.

Coral ACCA Insurance Spreadsheet Calculation 3

Click The Image To Enlarge it.

So, what was the actual result? “Reading” lost as shown in my Coral account;Coral ACCA Insurance Bet Result When you place “L” at the last leg (as red arrow points), the final result of the Profit / Loss are shown as below (blue arrow);

Coral ACCA Insurance Spreadsheet Calculation Final

Click The Image To Enlarge it.


The result supported the Lock-In Profit Approach this time.

However, as I keep saying, nothing is wrong to choose the standard approach, because it’s still an Advantage Play, namely risking £0.38 to get a £19.62 profit which is 51.63 effective odds (£19.62/£0.38).

Besides, Reading’s win odds are 1.8 means the probability of their win is over half, namely 56% (1 / 1.8 x 100 = 55.5%), so, all in all, it’s worth taking such a risk.

Even though you lose this time you will never lose but be profitable in the long-term as long as you keep doing such advantage play.

Bottom line, there is no right or wrong for you to choose within the above 2 approaches, it fully depends on your Risk Tolerance, the key points here are;

  • Allow me to repeat, we’re not a gambler but the Advantage players, therefore, it’s no way for us to lose money but make money on average in the long term, mathematics always supports you.
  • The lock-in Profit method under this scenario (after having multiple winners before hitting the 1st loser) will give you a bigger profit compared with the case of having an early loser. Therefore, whenever you have 2 or more winners you should always keep this approach in mind.

You may also want to read

“How To Lock-In Profit ACCA Insurance – EARLY 1 Loser Scenario in Coral Accumulator”;

Coral ACCA Insurance Lock-In Profit Early Loser

The above case indicates the method to achieve guaranteed profit when you hit a loser at an early stage. In this post, I’m showing the case where you have 2 or more winners before hitting the 1st loser. Under this scenario, you can usually ensure a bigger profit because you already accumulate a couple of winners, so as the below scenario which you may want to read;

“How To Lock-In Profit on Bet Accumulator Insurance – 0 Loser Until The Last Leg Scenario”;Footy ACCA Insurance Lock-In Profit Sequential Lay Calculator



How Much Can You Make from Accumulator Bet Insurance?


Prediction & Resources


You can place the above ACCA Insurance bet every day in Coral. If you place even only 20 bets a month and the average profit is pessimistically estimated to be £10.

Then you will get £200 solid extra income every month with just 10 minutes of work per day.

All the big UK / Ireland Bookmakers including Paddy Power, Betfred, Bet Victor, Betway, Sporting Bet, Betstar, etc. offer you more or less the same ACCA Insurance,

For the ongoing Accumulator Bet Insurance, see List Of The Best ACCA Insurance Offers By Key Bookmakers
Actually, you can take all their ACCA Insurance Offer then you will calculate how much you get guaranteed profit, easily over £500 every month.

Additional Benefit

Another benefit of Accumulator Bet is that Bookmakers like the players who place ACCA Bets. Because it’s their cash cow, therefore you can reduce the chance of being gubbed – meaning “account restriction” which bookmakers do to the smart punters, consequently, you can keep profiting for the long term.

When it comes to the Accumulator Bet Insurance Guidance & Lay Spreadsheet Calculator, see the below sections;


Specific Instruction On Accumulator Bet Insurance Lay Sequentially & Customized Spreadsheet


Just in case you’re new to ACCA Insurance bet, go to How To Lock-In Profit From Multiples Offer / ACCA Insurance. (The above info is a protected page, so just fill in your name & e-mail address to instantly obtain a password that can be used for all the other member-only pages).

ACCA Insurance Calculator

Customized Spread Sheets We separately prepare the Tutorial for the Lock-In Profit Calculators – we have 3 modes of Spreadsheets;


  • Basic Mode – Lay Sequentially (this is the spreadsheet I used in the above William Hill example)
  • Lock-In Profit Mode – Lay Against Refund (in fact, this Mode set what I did in the above from the beginning)
  • Simultaneous Mode – Lay All

You can download all the 3 mode spreadsheets and follow the step-by-step tutorials for each spreadsheet to guarantee profit risk-free. Go to ACCA Insurance Lock-In Profit Spreadsheet Tutorial Special Report by GEM (you can use the same password you obtained in the above report for this document as well)

Allow Me To Repeat Sports Betting is No Longer Gambling, Get Extra Income that will Cover All Daily Expenses and Save For A Rainy Day No More Money Worries!!

Back A Winner Acca Offer

Incidentally, Acca Insurance is the insurance for losing bets.

On the other hand, you can also find many Acca offers for winning bets, which are Enhanced Odds, Price Boost, or Bonus. Coral’s new offer is this concept.

I include a few of these offers in the above Acca Insurance List, which will increase your earning potential. You can lock in profits from these offers, please take a look at 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock In Profit



Advantage Gambling


Allow me to briefly share our principle.

We Never Count On Chance But Make the Best Use of Mathematical Advantage Over Bookmakers Derived From Their ACCA Insurance Offers.

How? We Employ Matched Betting Technique, which is one of the Advantage Plays. We Have Many Customized Tools To Rake Cash Risk-Free or Lock-In Profit from ACCA Insurance Offers. This guide is just a part of those. 


How Matched Betting Works


Since all our ACCA Insurance method is based on the matched betting concept, it’s vital for you to clearly understand how it works.

For those who are completely new to matched betting, firstly suggest taking a look at Matched Betting For Dummies, where you will find every basic about matched betting.

Here, since we’re talking about Coral Offer, let me briefly explain how it works by using Coral Welcome Bonus.

In fact, you can lock in Profit at the time you open the account. Coral offers to new players “Bet £5 Get £20 (4 x £5) Free Bets”Accumulator Bet Coral New Customer Offer What we do are;

  • 2 transactions of Back (bet on win) £5 on Team or Player A at Coral & Lay (bet on NOT win) appropriate £ (stake can be calculated by free software) on the same Team or Player A at Betting Exchange like Betfair (you may want to use Betfair Alternatives) so that you cover all outcomes.
  • Regardless of the outcome, your losing & winning will cancel out each other. In real practice, usually, 2 bets are not perfectly offset due to the odds difference & exchange commission. Therefore you make a small loss called Qualifying Loss.
  • But now, you get £20 (£5 x 4) Free Bets. You repeat the exact same process but use the free bet for the back bet at Coral. Then, this time free bet value (minus qualifying loss) will become your net profit. You may be able to extract around £15-17 pure profit from this offer.
  • The success factor is how to minimize the qualifying loss by selecting the player whose odds gap (between Coral & Betfair) is the narrowest. You can use Free Odds Matcher to locate such opportunities. For the detailed step-by-step process, take a look at Free Matched Bet Starting Guide (2) – How To Sign-Up & Place Qualifying Bet.

Betting Exchange

As you see in the above process, the betting exchange is essential for matched betting. There are 4 established betting exchanges as below;

Betfair (see Betfair Alternatives)Betfair Exchange Logo
BetDaq (Warning)Betdaq Exchange Logo

And, in case you are not familiar with the betting exchanges, the below 2 documents will be of good help;

For those who can’t access the 4 key betting exchanges, don’t worry, you can use bet brokers, but you need to take a cautious approach given their small business operation. The following 2 documents will help you select the right one(s);

Betfair Alternatives For People Who Can’t Access Or Seek Better Optionsbetfair alternatives, post feature image

I prepared a step-by-step guide for your quick start. You can effortlessly extract cash from its sign-up bonus of £10 Risk-Free Bet.

Actually, this is one of the easiest offers to lock in a profit in the industry. Please click “+” mark to open the instruction;

Smarkets Sign-Up Process with Screenshots
Please follow the below process, which takes less than 10 minutes to complete;

Update & Confirm T&C (Terms & Conditions)

  • Firstly, Go To Smarkets Welcome Offer Page and see the latest offer. Currently, you can choose either 0% Commission for 60 days or a £20 Cash Refund Sign-Up Promotion (or if you’re lucky you may find a better offer they periodically run via that link)

smarkets 2022 welcome bonus

  • Read welcome bonus T&C. I know it’s boring stuff but never try to save time by skipping it to avoid any unpleasant future surprise;

smarkets 2022 welcome bonus t and c

Simple Sign-Up By Filling Information

  • After reading the T&C, click the “Claim Bonus” button;

smarkets 2022 welcome bonus claim

  • Fill in the required information related to your Account, Personal Information, and Never Forget to enter Promotion Code, namely 0% Commission for 60 days (code COMMFREE) or £20 Cash Refund (code SMK20) & Deposit;

smarkets 2022 welcome bonus promotion code enter

A Few Key Points

  • For the deposit method, Skrill & Neteller deposits are not eligible for the £20 Cash Refund.
  • You need to deposit at least £10 in a single amount to qualify for the £20 Cash Refund.
  • You need to spend the full £20 Cash Refund within 7 days after you get credited, otherwise, any unused cash refund balance will be removed. 
  • Account Verification. You will receive the below e-mail to verify your account. Suggest you do it as quickly as possible to prevent any future transaction delay;
    Bet Exchange SMarkets ID Verification

    Click To Enlarge

  • That’s it. You’re now ready to place lay bets to construct matched betting once you sign-up the bookmakers.
  • If you are not familiar with how to start matched betting, see how to place a qualifying bet.

How To Extract Cash From The Offer?

As said, the Smarkets signup offer is probably the easiest one. Because you don’t have to do anything. Smarkets will refund your first £20 loss. Yes, even if you win thousands of £ before you lose £20, Smarkets will refund your first £10 loss.

So, just keep doing the matched betting, and whenever you lose £20 for the first time in Smarkets, you will be refunded, and as you’re aware it’s your profit. But beware that the Cash refund will expire in 7 days, therefore make sure you use up all the refunds within 7 days. 

Some Good News

  • Very simple, isn’t it? Smarkets & all other bet exchanges I list in the betting exchange guide are fully licensed & regulated by the UK gambling commission. And they all register in IBAS – Independent Betting Adjudication Service, thus you can let IBAS resolve when you face any problem with them.
  • Remember, any income from matched betting is Tax-Free in the UK / Ireland even if you are treated as a professional gambler, which means you make living in gambling with the gambling profits as your main income source – see further in the Tax section in this report.

£2,500 Risk-Free Opportunities

BTW, Matched Betting is all about making the best use of bookmakers’ promotions, thus you need to open up bookies’ accounts as many as possible. 

All online bookies are in a fiercely competitive situation thus advertise tasty offers to attract your sign-up. However, Don’t sign-up directly, Click + To See Little Known Smart Method;

How To Earn £2,500 Risk-Free Cashback

Many punters overlook huge Cashback Opportunities and open up bookmaker, casino & bingo accounts directly. Stop doing it, you can earn a lot of risk-free cash while receiving the gambling sites’ own sign-up offers & bonuses. We have separately prepared  Betting Cashback Websites – The Ultimate Guide To Be Always Better Offbetting cashback, feature image, where you will find how to collect £2,500 cashback altogether. So, from now on, Never Ever Sign-Up Any Gambling Accounts Directly Before Checking the Availability of the Cashback Offer stated in the above document.


Good Luck On Your Extra Income Journey!!

Joshua Walker (bio)

Editor – Global Extra Money (GEM)