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Lock-In Profit on ACCA Insurance – EARLY 1 Loser Scenario


When you have Early Loser in your Footy Accumulator Insurance, What do you Do? Just Hope You Win All The Rest? Well, Don’t Count On Chance. I Show You How To Lock-In Profit Under Such a Scenario by using Coral Accumulator Real Example!!


Coral Acca Insurance Offer


Firstly, please be noted that Coral has constantly changed its Acca offer condition. The new offer is No Longer Insurance but a 10% Price Boost.

As a general guideline of Acca price boost, you will not be profitable unless it has at least a 40-50% boost. Given the mere 10%, it’s not worth pursuing from the matched betting perspective.

For a detailed rationale, please read 3 Methods Of Laying Enhanced Accumulators & Acca Bonus To Lock-In Profit.

However, Coral Old Acca Insurance is a typical Football Accumulator Insurance almost all bookmakers use. Therefore, what we explain in this document can perfectly be workable as a general technique for Acca Insurance.

What was the Coral old Accumulator Insurance? It’s “Place any five-fold match result accumulator of £/€2 or more and if one of your selections lets your Acca down, we’ll refund your stakes as a free bet up to €/£25.” Coral ACCA Insurance


Standard Approach


I constructed the 5 Fold Accumulator Bet by following the Insurance T&C. It consists of the below selections; Coral ACCA Insurance Selected Matches Then, I entered the information in the Lay Sequential Spreadsheet.

The sheet shows the ideal stake amount of each lay (as shown in the Blue arrow). It indicates that we lose £3.13 regardless of the outcome of this ACCA (as shown in the Red arrow).

But we receive a £25 Refund only if we lose just 1 match. This means we do Bet & Hope by laying each match sequentially to result in either loss of £3.13 or£16.87 profit.

£25 refund in the free bet is considered to be £20 in cash value, thus £20 – £3.13 loss = £16.87 Net Profit.Coral ACCA Insurance Profit Calculation Table So, what happened to the 1st match of Athletic Bilbao vs Barcelona? The favourite Barcelona unexpectedly lost as shown by Coral Account;Coral ACCA Insurance Result


How To Lock In Profit From Here?


The usual lay sequential method is to stop laying the subsequent matches by hoping you will win all the remaining 4 legs so that you will receive the refund.

Now, we show the alternative method to lock in profit at this stage. All that you need to do in the Spreadsheet are;

  • Updating the Lay Odds of all the subsequent matches
  • Activate the Bonus Section (located at the centre top) from “No” to “Yes” as below;ACCA Insurance Spreadsheet Bonus Activation

Then the spreadsheet automatically calculates as; Coral ACCA Insurance Final Lock-In Profit Calculation The last minute’s huge money flow-in to Barcelona, the lay odds decreased to 1.51.

Therefore I played £23.81 rather than the original stake ideal of £22.31 suggested in the previous calculation. It contributed to decreasing the loss to £1.67 (as shown in red arrows).

I also entered the updated lay odds of Man City & Real Madrid (as shown in the Blue arrow in the centre).

As a result, we will be able to achieve around £3.27 profit regardless of the outcomes of the remaining match. Or £7.27 if you win all the remaining games & get the £25 refund (the refund cash value of £20 – £12.73 loss when all the remaining match wins).

All are shown in the Blue arrow at the right end Profit & Loss section. It is based on the Current Lay Odds & you follow the suggested lay stake amounts (as shown in the green arrow).

The lay odds change will affect your final profit which you need to update & track carefully.

Generally speaking, a strong favourite usually collects more money as the game gets closer, which means the odds tend to be lower. Don’t get me wrong, it is not always happening but it is just a general tendency.

You are locking in a Profit of at least £3.27 rather than waiting & hope. All of these works are effectively less than 15 minutes in total.
You can make such ACCA Insurance well over 10 every month only with Coral Accumulator.
Not Bad Extra Income On The Side, Isn’t It?
Please Change Your Mindset, Sports Betting is No Longer Gambling, Do Advantage Play to Lock-In Profit As Much As Possible!!

Specific Instruction On ACCA Insurance Lay Sequentially & Spreadsheet

For basic guidance, go to Football Accumulator Tips to Guarantee Profits (this guide is a protected page, so just fill in your name & e-mail address to instantly obtain a password that can be used for all the member-only pages).

Customized Spread Sheets We separately prepare the Tutorial for all the Calculators – we have 3 modes of Spreadsheets;

  • Basic Mode – Lay Sequentially (this is the spreadsheet I used in the above William Hill example)
  • Lock-In Profit Mode – Lay Against Refund (in fact, this Mode set what I did in the above from the beginning)
  • Simultaneous Mode – Lay All At First

You can download all the 3 mode spreadsheets and follow the step-by-step tutorials for each spreadsheet to guarantee profit risk-free. Go to ACCA Insurance Lock-In Profit Spreadsheet Tutorial Special Report by GEM (you can use the same password you obtained in the above report for this document as well).

Allow Me To Repeat that Sports Betting is No Longer Gambling. Get Extra Income that will Cover All Your Daily Expenses, and Save For A rainy Day!!


Final Result


The below Spreadsheet shows the Actual Result;Coral ACCA Insurance Final Result The lay odds fluctuated and the final profit ended up at £5.43. How to calculate?

Since all the remaining matches were won, a £25 Refund was given in the form of a Free Bet. Since its cash value is considered as £20, the total cumulative loss comes from all the lays is £14.57 as shown by the pink arrow in the right end column, £20 – £14.57 = £5.43

It is equal to the result of losing the final leg shown just above £14.57. What would have been the result if we had not done the lock-in profit approach? You would have achieved £20 (Refund) – £1.67 (The loss incurred at the 1st leg loss) = £18.33

Yes, it is bigger, and if you prefer this Bet & Hope approach with either a £1.67 loss or £18.33 profit, it is still an advantage play and in the long-term, you’ll be profitable considering its 11 effective odds (£18.33 / £1.67) means you’re aiming at £18.33 profit with the risk of £1.67.

However, let me remind you that there are chances that 2nd loss can happen every time in the 2nd, 3rd, 4th, & final leg, and the lock-in profit method ensures £4.56 – £5.43 profit whenever such 2nd loss happens as shown in the Profit & Loss table in the right end.

It fully depends on the risk tolerance of each individual, the important point is We Are Not Doing Gambling, But Advantage Play Which Ensures Us Long-Term Profit!!

You may also want to read;

How To Lock-In Profit on Accumulator Bet Insurance – Already 2 + Winners Scenario;How To Lock-In Profit Coral ACCA Insurance

How To Lock-In Profit on Bet Accumulator Insurance – 0 Loser Until The Last Leg Scenario;Footy ACCA Insurance Lock-In Profit Sequential Lay Calculator

In this post, I’m showing the case where you have an Early Loser. Under this scenario, people usually just hope Acca will finish with ONLY that loser, but actually, you can lock in profit.



Advantage Gambling


Allow me to briefly share our principle. We Never Count On Chance But Make the Best Use of Mathematical Advantage Over Bookmakers Derived From Their ACCA Insurance Offers.

How? We Employ Matched Betting Technique, which is one of the Advantage Plays. We Have Many Customized Tools To Rake Cash Risk-Free or Lock-In Profit from ACCA Insurance Offers.

This guide is just a part of those. 


How Matched Betting Works


Since all our ACCA Insurance method is based on the matched betting concept, it’s vital for you to clearly understand how it works.

For those who are completely new to matched betting, firstly suggest taking a look at Matched Betting For Dummies, where you will find every basic about matched betting.

Here, since we’re talking about Coral Offer, let me briefly explain how it works by using Coral Welcome Bonus. In fact, you can lock in Profit at the time you open the account. Coral offers to new players “Bet £5 Get £20 (4 x £5) Free Bets”Accumulator Bet Coral New Customer Offer What we do are;

  • 2 transactions of Back (bet on win) £5 on Team or Player A at Coral & Lay (bet on NOT win) appropriate £ (stake can be calculated by free software) on the same Team or Player A at Betting Exchange like Betfair (you may want to use Betfair Alternatives) so that you cover all outcomes.
  • Regardless of the outcome, your losing & winning will cancel out each other. In real practice, usually, 2 bets are not perfectly offset due to the odds difference & exchange commission. Therefore you make a small loss called Qualifying Loss.
  • But now, you get £20 (£5 x 4) Free Bets. You repeat the exact same process but use the free bet for the back bet at Coral. Then, this time free bet value (minus qualifying loss) will become your net profit. You may be able to extract around £15-17 pure profit from this offer.
  • The success factor is how to minimize the qualifying loss by selecting the player whose odds gap (between Coral & Betfair) is the narrowest. You can use Free Odds Matcher to locate such opportunities. For the detailed step-by-step process, take a look at Free Matched Bet Starting Guide (2) – How To Sign-Up & Place Qualifying Bet.

Betting Exchange

As you see in the above process, the betting exchange is essential for matched betting.

Therefore, it’s critical to adopt the right approach toward the betting exchanges from the beginning, which will affect your long-term profit.

There are 4 established betting exchanges as below;

Betfair (see Betfair Alternatives)Betfair Exchange Logo
BetDaq (Warning)Betdaq Exchange Logo

And, in case you are not familiar with the betting exchanges, the below 2 documents will be of good help;

For those who can’t access the 4 key betting exchanges, don’t worry, you can use bet brokers, but you need to take a cautious approach given their small business operation. The following 2 documents will help you select the right one(s);

Betfair Alternatives For People Who Can’t Access Or Seek Better Optionsbetfair alternatives, post feature image


Smarkets Account Opening 

For those who have not opened Smarkets or not even a single bet exchange account, I prepared a step-by-step guide for your quick start.

You can effortlessly extract cash from its sign-up bonus of £10 Risk-Free Bet. Actually, this is one of the easiest offers to lock in a profit in the industry. Please click “+” mark to open the instruction;

SMarkets Sign-Up Process with Screenshots
Please follow the below process, which takes less than 10 minutes to complete;

Update & Confirm T&C (Terms & Conditions)

  • Firstly, Go To Smarkets Welcome Offer Page and see the latest offer. Currently, you can choose either 0% Commission for 60 days or a £20 Cash Refund Sign-Up Promotion (or if you’re lucky you may find a better offer they periodically run via that link)

smarkets 2022 welcome bonus

  • Read welcome bonus T&C. I know it’s boring stuff but never try to save time by skipping it to avoid any unpleasant future surprise;

smarkets 2022 welcome bonus t and c

Simple Sign-Up By Filling Information

  • After reading the T&C, click the “Claim Bonus” button;

smarkets 2022 welcome bonus claim

  • Fill in the required information related to your Account, Personal Information, and Never Forget to enter Promotion Code, namely 0% Commission for 60 days (code COMMFREE) or £20 Cash Refund (code SMK20) & Deposit;

smarkets 2022 welcome bonus promotion code enter

A Few Key Points

  • For the deposit method, Skrill & Neteller deposits are not eligible for the £20 Cash Refund.
  • You need to deposit at least £10 in a single amount to qualify for the £20 Cash Refund.
  • You need to spend the full £20 Cash Refund within 7 days after you get credited, otherwise, any unused cash refund balance will be removed. 
  • Account Verification. You will receive the below e-mail to verify your account. Suggest you do it as quickly as possible to prevent any future transaction delay;
    Bet Exchange SMarkets ID Verification

    Click To Enlarge

  • That’s it. You’re now ready to place lay bets to construct matched betting once you sign-up the bookmakers.
  • If you are not familiar with how to start matched betting, see how to place a qualifying bet.

How To Extract Cash From The Offer?

As said, the Smarkets signup offer is probably the easiest one. Because you don’t have to do anything. Smarkets will refund your first £20 loss. Yes, even if you win thousands of £ before you lose £20, Smarkets will refund your first £10 loss.

So, just keep doing the matched betting, and whenever you lose £20 for the first time in Smarkets, you will be refunded, and as you’re aware it’s your profit. But beware that the Cash refund will expire in 7 days, therefore make sure you use up all the refunds within 7 days. 

Some Good News

  • Very simple, isn’t it? Smarkets & all other bet exchanges I list in the betting exchange guide are fully licensed & regulated by the UK gambling commission. And they all register in IBAS – Independent Betting Adjudication Service, thus you can let IBAS resolve when you face any problem with them.
  • Remember, any income from matched betting is Tax-Free in the UK / Ireland even if you are treated as a professional gambler, which means you make living in gambling with the gambling profits as your main income source – see further in the Tax section in this report.

£2,500 Risk-Free Opportunities

BTW, Matched Betting is all about making the best use of bookmakers’ promotions, thus you need to open up bookies’ accounts as many as possible. 

All online bookies are in a fiercely competitive situation thus advertise tasty offers to attract your sign-up. However, Don’t sign-up directly, Click + To See Little Known Smart Method;

How To Earn £2,500 Risk-Free Cashback

Many punters overlook huge Cashback Opportunities and open up bookmaker, casino & bingo accounts directly. Stop doing it, you can earn a lot of risk-free cash while receiving the gambling sites’ own sign-up offers & bonuses.

We have separately prepared  Betting Cashback Websites – The Ultimate Guide To Be Always Better Off, where you will find how to collect £2,500 cashback altogether.

So, from now on, Never Ever Sign-Up Any Gambling Accounts Directly Before Checking the Availability of the Cashback Offer stated in the above document.



Good Luck On Your Extra Income Journey!!


Joshua Walker (bio)

Editor – Global Extra Money (GEM)